Welcome - Your Trusted Partner for Credit Cards and Loans
Managing finances can be overwhelming, That's why we offer credit card and loan solutions tailored to your needs. Whether it’s a personal loan to consolidate debt, a business loan to expand, or a credit card with great rewards, we have the right option for you.
Your One-Stop Shop for Instant Credit Card & Loan Approval in the UAE.
Minimum Salary AED 10,000 / Get Instant Approval for Credit Card or Loan within 1 hour
Why Choose Us
We pride ourselves on being your trusted partner for all your financial needs. Here’s why you should choose us for your credit card and loan services
Trusted Partner
We focus on building lasting relationships, guiding you through your financial journey with confidence.
Easy Online Application Process
Our easy-to-use online application lets you apply for loans and credit cards from home with ease.
Special Offer for Business Owners
We offer exclusive deals on business loans, designed to help you grow and succeed.
Loans Without Salary Transfer
Our loans don’t require a salary transfer, giving you the freedom to manage your finances your way.
Rewards Programs
Maximize your spending with our rewarding programs—earn points, cashback, and exclusive perks on every purchase.
Instant Approval
Time matters when managing finances. That’s why we offer instant approval for loans and credit cards.
Popular cards
Etihad Guest Premium
- Fast-Track Etihad Guest Gold Tier Status
- Up to 3.5 Etihad Guest Miles per USD spent
- Choice of two category spends to earn more miles
- Unlimited 50% miles back on flight redemptions & upgrades
- Complimentary airport transfers, airport lounge access, golf & valet parking.
- Complimentary Access to Dubai Ladies Club.
Skywards Black
- Fast-Track Etihad Guest Silver Tier Status.
- Up to 3 Etihad Guest Miles per USD spent.
- Choice of two category spends to earn more miles.
- 20% miles back on flight redemptions & upgrades.
- Complimentary airport transfers, airport lounge access, golf & valet parking.
- Complimentary Access to Dubai Ladies Club.
Switch cashback
- Fast-Track Etihad Guest Silver Tier Status.
- Up to 3 Etihad Guest Miles per USD spent.
- Choice of two category spends to earn more miles.
- Unlimited 20% miles back on flight redemptions & upgrades.
- Complimentary airport transfers, airport lounge access, golf & valet parking.
- Complimentary Access to Dubai Ladies Club.
Our Services
Credit Cards in UAE
Choose from a range of credit cards designed for UAE residents. Benefit from:
- Low-interest rates
- Exclusive rewards cashback offers
- Enhanced spending power
Loans in UAE
Get the funds you need for any purpose, from home renovations to debt consolidation. Enjoy:
- Flexible repayment plans
- Competitive interest rates
- Quick approvals
How Our Process Works
At Smart Finance, we prioritize simplicity and efficiency:
- Submit an Online Application
- Verification Process
- Receive Your Financial Solution
Fill out our secure online form with your basic details. Our team will visit to verify your documents in person. Once confirmed, we’ll quickly provide your loan or credit card.
BizLiz Consultancy - Empowering Your Financial Future
Have questions? We’re here to help. Contact our customer service team via phone, email, or live chat. Visit our Contact Page for more details.