Find the Perfect Credit Card for Your Needs with Us

At Bizliz Consultancy, we make choosing the right credit card easy and hassle-free. Whether you’re looking for cashback rewards, travel benefits, or low-interest rates, we offer a range of credit cards in the UAE tailored to your lifestyle and financial goals.

Minimum Salary AED 10,000 / Get Instant Approval for Credit Card within 1 hour

Benefits of Smart Finance Credit Cards

Whether you’re a frequent traveler, a shopper, or someone looking to build credit, we have the perfect card for you.

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Etihad Guest Credit Cards

Etihad Guest Premium

  1. Fast-Track Etihad Guest Gold Tier Status
  2. Up to 3.5 Etihad Guest Miles per USD spent
  3. Choice of two category spends to earn more miles
  4. Unlimited 50% miles back on flight redemptions & upgrades
  5. Complimentary airport transfers, airport lounge access, golf & valet parking.
  6. Complimentary Access to Dubai Ladies Club.

Etihad Guest Saqer

  1. Fast-Track Etihad Guest Silver Tier Status.
  2. Up to 3 Etihad Guest Miles per USD spent.
  3. Choice of two category spends to earn more miles.
  4. 20% miles back on flight redemptions & upgrades.
  5. Complimentary airport transfers, airport lounge access, golf & valet parking.
  6. Complimentary Access to Dubai Ladies Club.

Etihad Guest Ameera

  1. Fast-Track Etihad Guest Silver Tier Status.
  2. Up to 3 Etihad Guest Miles per USD spent.
  3. Choice of two category spends to earn more miles.
  4. Unlimited 20% miles back on flight redemptions & upgrades.
  5. Complimentary airport transfers, airport lounge access, golf & valet parking.
  6. Complimentary Access to Dubai Ladies Club.

Etihad Guest Platinum

  1. Up to 2 Etihad Guest Miles per USD spent.
  2. Unlimited 10% miles back on flight redemptions & upgrades.
  3. Discounts on dining, travel, hotels, and shopping.

Skywards Credit Cards in UAE

The Skywards Credit Card provides you with a number of advantages and services. Savor the liberty and adaptability of a credit card designed in compliance with Shari’a law, devoid of Gharar and Riba. 

Skywards Black

  1. Up to 3.5 Skywards Miles per USD spent.
  2. Automatic upgrade to Emirates Skywards Silver membership.
  3. Fast Track to Emirates Skywards Gold Tier Membership for primary and supplementary cardholders.
  4. 25% discount on Skywards ‘Buy Miles’ and ‘Gift Miles’.
  5. Unlimited Complimentary golf any day of the week.
  6. 3 complimentary valet parking services per month.
  7. Unlimited complimentary access to over 1000+ airport lounges with a guest.
  8. Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.

Skywards Infinite

  1. Up to 2 Skywards Miles per USD spent.
  2. Automatic upgrade to Emirates Skywards Silver membership.
  3. Unlimited Complimentary golf any day of the week.
  4. 2 complimentary valet parking services per month.
  5. Unlimited complimentary access to over 1000+ airport lounges with a guest.
  6. Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.

Skywards Signature

  1. Get one Tier Mile for every four Skywards Miles earned on your everyday purchases until 31 March 2024.
  2. Up to 1.5 Skywards Miles per USD spent.
  3. Two rounds of Complimentary golf any day of the week.
  4. 1 complimentary valet parking service per month.
  5. Unlimited complimentary access to over 1000+ airport lounges.
  6. Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.

Cashback Cards

Get guaranteed cash back on all your purchases with your Emirates Islamic Cashback and RTA Cards.

Switch Cashback

  1. Lifestyle – 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  2. Travel – 4% cashback on Airlines, Hotels & Dining.
  3. Switch Cashback earning between daily Lifestyle spends or Travel category any month.
  4. Irrespective of the category, all your spends earn Cashback.
  5. Up to 1% cashback on all other spends on both categories.
  6. 2 “Buy 1 Get 1” complimentary movie tickets every month.
  7. 2 rounds of complimentary golf per month.
  8. Complimentary valet parking service per month.
  9. Complimentary access to Dubai Ladies Club.

Cashback Plus

  1. Up to 10% cash back on groceries, education, dining and telecom.
  2. Unlimited complimentary access to over 1,000 airport lounges worldwide.
  3. Auto top-up facility for Salik accounts.
  4. Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.

Cashback

  1. 5% cash back on telecom expenses.
  2. 5% cash back on electronic store purchases.
  3. Up to 1% guaranteed cash back on all local and international transactions.
  4. No minimum spend criteria for earning cash back rewards.

RTA

  1. 10% cash back on fuel spending.
  2. 10% cash back on RTA transport payments.
  3. Up to 2.25% cash back on international spending.
  4. Up to 1.25% cash back on all other spends.

Rewards & Lifestyle

A range of cards designed for you and your lifestyle. Instantly be rewarded for the money you spend.

Flex

  1. No Annual Membership Fee.
  2. Up to 2.25 EI SmartMiles per AED 1 spend.
  3. Use the “Instant Purchase” feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
  4. Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.

Flex Elite

  1. Up to 3.75 EI SmartMiles per AED 1 spend.
  2. Unlimited Complimentary golf any day of the week.
  3. Complimentary valet parking services per month.
  4. Complimentary unlimited access to over 1,000 airport lounges worldwide with a guest.
  5. Use the “Instant Purchase” feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
  6. Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.
  7. Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.

Skywards Signature

  1. A metal card with a cutting-edge design.
  2. Exclusive for UAE nationals.
  3. No Annual Membership Fee.
  4. Earn up to 3.75 EI SmartMiles per AED 1 spent.
  5. “Instant Purchase” feature to redeem your EI SmartMiles against any purchase at any merchant.
  6. The choice to exchange EI SmartMiles with Upoints By Emaar, Emirates Skywards, Etihad Guest, and InterMiles.
  7. Complimentary airport lounge access.
  8. Complimentary valet parking.
  9. Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
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